Welcome
The Ventura County Coastal Association of REALTORS® is a
professional trade association of over 2,000 licensed real
estate agents in West Ventura County, which includes the
cities of Ventura, Oxnard, Camarillo, Santa Paula, Fillmore
and Port Hueneme.
Our members abide by a strict code of ethics and have
access to a wide variety of business services that are not
available to non-REALTORS®. This gives them a competitive edge
in the marketplace, enabling them to provide superior services
to buyers and sellers of real property.
Use this site to find a REALTOR® find out the current
status of home sales or to compare home prices in a
neighborhood in which you may be interested.
Whether you’re buying, selling or renting, look to our web
site for details that will help make the process simple.
Please visit us often and tell your friends about us, too.
Ventura County-Flood
Maps/Levees
Flood Maps are
changing or have been changed throughout Ventura County.
More
recently you may have read about the Oxnard
Plain and its newly drafted flood maps SCR-1, River Park Levee and SCR-3, River
Ridge-Victoria Estate-South Bank Neighborhoods). Please
be aware that other cities have or will also be facing
possible changes. (www.fillmoreca.con/fema.htm) The following information is to help you as
REALTORS® know where to get the most up to date information
for your clients and in some cases for
yourselves.
Detailed digital
flood hazard maps are nearing completion. The new maps
reflect current flood risks and areas of recent growth and
replace maps that are out of date. Property owners will
have up-to-date, reliable, Internet-accessible information
about their flood risk—on a property-by-property basis. There
are different risk areas and the flood maps refer to the areas
as high, medium or low risk as “flood hazard zones” and the
zones of highest risk as “Special Flood Hazard
Areas.”
As
Realtors® you will need to make buyers aware of possible
changes in their flood risk status as well as the flood
insurance requirements associated with a property. Flood
insurance is mandatory and is required for most mortgage
holders. (If the lender is a federally regulated lender [FHA]
as well as Government Sponsored Enterprises—Freddie Mac and
Fannie Mae) Current rates are lower if purchased before
December 31, 2009, after that the rates will be $1800 per year
for residential—flood insurance rates are the same from all
insurance carriers.
Sources of
Information:
1. Flood Risk and Flood
insurance-National Flood Insurance Program website:
www.FloodSmart.gov
2. Ventura County Levee
Information www.vcwatershed.com/levee or Director Norma Camacho at norma.camacho@ventura.org; or Levee Certification Project Manager, Gerard
Kapuscik at gerard.kapuscik@ventura.org
3. FEMA (digital version of
FEMA’s official flood plain map effective on January 20, 2010,
triggering the flood insurance requirement for affected
property owners with federally-backed mortgages) www.map9-m.com/projects/ventura/ FEMA’s Toll-Free Number: 1-888-379-9531;
FEMA’s Insurance Specialist—Janet Critchfield (510)
627-7266.
4. Digital versions of other
panels on the countywide DFIRMs are also on www.map9-m.com/projects/ventura.
5. Floodplain Management
Determination (Mapping or complex Technical
questions): Visit the Floodplain Management or Public
Works Link for the city in question. Unincorporated
Areas—email Brian.Trushinski@ventura.org include the property address and
APN.
California Department of Real Estate **
CONSUMER
ALERT **
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